Credit cards can help you through the tough times. They can give you a way to score rewards while shopping. They can provide you with a way to spend money without carrying cash. All that said, however, it’s easy to get in over your head. Millions of Americans have found themselves in too much personal debt. They are scrambling for a way out of the minimum-payment rat race.
Going through debt negotiation with an experienced lawyer can be an excellent way to procure more favorable terms. Talking directly with your credit card company can work as well. If you choose to do so, however, here are 3 terms they are unlikely to negotiate. Continue reading